Never Wonder
if You’re Overpaying on
Your Mortgage Again


The market moves fast - your bank won’t call you when rates drop.

We will.

Get free, automated mortgage monitoring that alerts you the moment you can save.

Start My Free Monitoring -->

100% Free - No Obligation - Private & Secure

It’s Not Your Fault - The Mortgage System Wasn’t Built for You

Most homeowners in Ontario sign their mortgage, file it away, and assume they’re getting a fair deal.

But lenders quietly adjust their rates and policies all year long — and they rarely call to tell you when it’s time to save.

Even a small rate difference of 0.50% could cost you $10,000 - $20,000 or more over a typical term.

The truth is: unless someone’s watching your mortgage for you, chances are you’ll never know when there’s money on the table.

Finally - a Free Service That Watches Your Mortgage for You

Mortgage Broker David Pipe

I’m David Pipe, licensed Ontario mortgage broker and founder of WealthTrack.

After years of seeing clients unknowingly overpay, I decided to fix the problem.

That’s why I created Mortgage Monitoring — a first-of-its-kind service that tracks the market for you and notifies you when there’s an opportunity to save.

No sales pitch.

No pressure.

Just timely, transparent updates — so you stay in control.

How the Free Mortgage Monitoring Service Works

  • 1. Get Signed Up

    Fill out a quick form right now. We’ll ask a few questions so we know what to look for.

  • 2. We Do The Math

     We analyze your mortgage, your equity, and today’s rates — and run multiple scenarios every day

  • 3. You Get to Compare

    When we see an opportunity then you’ll get the new rate, bank, and details delivered directly to you. Free, no commitment and no cost.

Why Homeowners Love
Mortgage Monitoring

✅ Peace of Mind — You’ll never have to wonder if your rate is still competitive.

✅ Real Savings — Even a tiny rate change can save you thousands over your term.

✅ Full Control — You decide when and if to make a move.

✅ No Pressure, No Sales Calls — Our alerts are educational, not pushy.

✅ Backed by a Trusted Expert — David Pipe, Reader-Favourite Mortgage Broker.

“It’s like having a financial co-pilot who keeps an eye on your mortgage — and lets you know when it’s time to make a move.”

Why Homeowners Love
Mortgage Monitoring

“We joined WealthTrack’s monitoring service in the spring. Three months later, we got an email saying we could save by switching early. Same lender, lower rate — we’re saving about $9,800 over five years. And the process was easy.”

— Sarah L., Hamilton

Why Trust David Pipe

  • Licensed Mortgage Broker — The Mortgage Group Ontario

  • Founder of WealthTrack Financial, serving Ontario families since 2020

  • Hundreds of clients helped refinance, renew, and invest smarter

  • Recognized by GuelphToday as Reader Favourite Mortgage Broker

  • Known for transparency, education, and no-pressure guidance

“When it comes to mortgages, most people don’t know what they don’t know. I see my job as fixing that.” — David Pipe

Join Free Today - and Keep Your Mortgage One Step Ahead

Mortgage Monitoring is free for Ontario homeowners during our launch program (limit 250 new registrations this month).

When you join today, you’ll receive:

  • Lifetime Monitoring Access — $297 value

  • Personalized Savings Alerts — direct to your inbox

  • Annual Mortgage Checkup Report — $99 value

  • Priority Access to limited-time rate offers before they go public

  • Total Value: $396 — Yours Free.

(No credit checks. No fine print. You’re always in control.)

Claim My Free Monitoring Now →

You're in good hands.

This service is managed by a licensed Ontario mortgage broker and his team.

We believe people deserve transparency, proactive guidance, and real options—not sales pitches or silence.

Whether you’re ready to act now or not for years, Mortgage Monitoring is here to make sure you never miss an opportunity to improve your financial future.

Gurantee that I'm always paying the least possible interest

Free Mortgage Monitoring

🔔 Ready to start Mortgage Monitoring?

Sign up below—it’s free, fast, and could save you thousands.

No salesy emails, just free updates when we think you could save money on your mortgage.

Sign Up for Free Mortgage Monitoring

We'll tell you automatically when you can save money on your mortgage


Ready to have a mortgage broker working for you while you sleep?

This isn’t about wasting time filling out forms and researching rates.

It’s about keeping tabs on your biggest expense, mortgage interest.

Whether that means you stay put, switch lenders, or just stay informed…

We got your back.

Sign Up Now for Free

(No obligations. No pressure. Just the facts.)

Questions? Let’s answer them.

  • Mortgage Monitoring is a free service that tracks the mortgage market daily and compares it to the terms of your current mortgage. If a savings opportunity arises, we notify you. Simple as that.

  • Nope. It’s completely free. No fees, no commitments.

  • Not necessarily. If a better option becomes available, we’ll explain what it is—and you decide whether or not to take action.

  • Not at all. Mortgage Monitoring doesn’t require a credit check.

  • We use tech-powered comparisons and broker insight to assess when switching or renegotiating could be worthwhile based on your rate, balance, and maturity date.

  • You’ll get a confirmation, and then… we get to work. You’ll only hear from us when there’s something worth your attention.

  • You can reach out anytime if your mortgage details change. Otherwise, we’ll keep monitoring in the background so you don’t have to.

Don’t let curiosity turn into regret.

If refinancing could save you $300/month or help you finally fund that big project — wouldn’t it be worth a look?

→ Let’s find out together. Start your free review today.

Our Clients Tell Us:

“David has been absolutely fantastic in helping me navigate the mortgage process - I highly recommend his services. He cares about his clients, he wants to make sure you understand every aspect and will find a great solution for you.”