Commercial Mortgages
Explore Your Commercial Mortgage Options: Tailored Solutions for Buyers, Refinancing, Equity, and Private Lending
David Pipe, Mortgage Broker
David provides clients with tailored advice on mortgages, life insurance and investments. He offers a holistic approach to mortgages, investing and wealth-building.
Ready to Unlock the Potential of Your Business? Discover the Best Commercial Mortgage Options for Growth and Success!
At WealthTrack, we understand that real estate is more than just property—it's a critical step in building, growing, and preserving your wealth.
Whether you're expanding your business, refinancing an existing property, or purchasing new commercial real estate, we’re here to make your mortgage process smooth and stress-free.
A Custom Plan for Commercial Mortgage Acquisition
We take a unique approach to commercial mortgages—one that focuses on your financial goals and empowering you for success.
Our team works with you to secure the best mortgage rates, while providing clear guidance through each step of the process.
We're not here to sell you a product; we're here to help you build the legacy you deserve.
No Pressure: We're here to provide solutions, not push sales.
Expert Guidance: With years of experience in mortgages, life insurance, and investments, we simplify complex decisions and help you stay on track for success.
Tailored for You: Every business is unique, and so are your mortgage needs. We’ll help you navigate commercial lending with options suited to your specific goals.
What We Can Help With
Property Types: From office spaces to retail plazas, industrial buildings to apartment complexes, we’ve got the experience to help you secure the right financing.
Refinancing Options: Looking to access equity in your commercial property? Our team can guide you through the refinancing process to unlock opportunities and maximize your property's value.
Equity Takeout: If you’ve built equity in your property and want to use it for expansion, renovations, or other ventures, we can help with a strategic takeout that suits your business needs.
Meet David Pipe - Commercial Mortgage Expert
Looking to secure a commercial mortgage that aligns with your business goals?
Whether you're a first-time buyer, looking to refinance, or seeking to leverage your property's equity, I, David Pipe, am here to guide you through every step.
With a deep understanding of the commercial mortgage landscape, I’ll help you navigate the complexities and find the best solution for your needs.
Let’s make your business growth a reality—contact me today to explore your options!
Trusted by Ontario’s Leading Lenders
I have strong relationships with top mortgage lenders in Ontario, ensuring you have access to the best rates and terms.
Here at Wealthtrack, we're partnered with trusted institutions like B2B Bank, Canada Life, Sun Life Financial, RBC Insurance, and more, to bring you competitive options.
Common Commercial Mortgage Needs
First-Time Buyers: Starting from the ground up? We’ll help you navigate the complexities of a first commercial mortgage.
Refinancing & Debt Consolidation: If you have existing commercial mortgages, refinancing can provide fresh opportunities and better terms.
Equity Takeout: Leverage the equity in your commercial property for growth, expansion, or renovation.
Private Lenders: For borrowers with unique circumstances or challenges, private commercial mortgages can be an alternative to traditional lending.
Our Commercial Mortgage Review Process
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1. Get to Know You
Fill out a quick form right now. We’ll ask a few questions and get a sense of where you're at.
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2. We Do The Math
We evaluate your deal, compare commercial lender options, and outline what’s needed for approval.
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3. Get Your Custom Plan
Receive a clear, tailored proposal—including estimated costs, terms, and next steps for funding.
Commercial Mortgages Made Simple
I’ll guide you through the application process with ease, helping you collect the necessary documentation, assess your financing options, and lock in the best rates.
From initial consultation to final approval, we’re with you every step of the way.
Frequently Asked Questions (FAQ)
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Yes, commercial mortgages can be used for mixed-use properties, but the percentage of commercial space versus residential space can affect the terms and approval process.
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The minimum down payment typically ranges between 15% to 35%, depending on factors like property type and your business’s financial health.
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Interest rates vary depending on loan size, term length, and your financial profile, but they are usually higher than residential mortgage rates due to the increased risk.
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Yes, most lenders require a business plan, especially for new ventures. The plan should outline your business strategy, cash flow projections, and property usage.
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Yes, refinancing can help secure better terms, lower interest rates, or access equity for business growth.
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In the event of default, the lender may seize the property to recover the debt, depending on the loan terms and whether personal guarantees were included.
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Yes, private lenders offer alternative financing, often with more flexible terms but typically at higher interest rates.
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Approval can take from a few weeks to a couple of months, depending on the lender and how quickly you provide necessary documents.
Have More Questions?
As an expert in commercial mortgages, I, David Pipe, can guide you through the process. Contact me for personalized advice today!
Don’t Let Hesitation Hold Back Your Business Potential
A tailored commercial mortgage could be the key to expanding your business, securing a valuable property, or unlocking new opportunities. Isn’t it worth exploring the options that can move your business forward?
→ Let’s find out together. Start your free review today.
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