David Pipe David Pipe

How Probate Fees (Estate Administration Taxes) Work in Ontario

Probate fees in Ontario, known as Estate Administration Tax, are 1.5% on estate values over $50,000. This tax applies to real estate, bank accounts, and other assets and is paid by the estate before distribution. Learn how probate works and ways to minimize fees legally.

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David Pipe David Pipe

10 Sensible Tax Strategies for Ontario Homeowners

Whether you're a first-time buyer, a long-time homeowner, or nearing retirement, understanding how to make the most of available tax incentives can lead to significant savings. Here are 10 practical tax strategies Ontario homeowners can consider to help reduce costs, grow equity, and build long-term wealth.

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David Pipe David Pipe

Gifting Your Home To Your Kids – Rules in Ontario

Transferring ownership of your home to your children is a deeply personal decision that often comes from a desire to help them get ahead financially, avoid probate, or manage your estate while you're still alive. In Ontario, however, gifting property is not as simple as handing over the keys. There are tax implications, legal considerations, and provincial rules that you need to be aware of to avoid costly mistakes.

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David Pipe David Pipe

Are Granny Flats in Ontario an Asset or Liability When Selling a Home?

With rising housing costs and tougher mortgage rules in Ontario, more buyers and homeowners are turning to granny flats—also known as secondary suites, in-law suites, or basement apartments. These self-contained units with their own kitchen, bathroom, and entrance can add value, but are they always a selling point when listing your home?

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