Thinking of buying an Ontario cottage with friends? Learn about co-ownership structures, mortgage requirements, legal agreements, and what lenders actually approve.

Can you get a mortgage on Ontario Crown land? Learn about chattel mortgages, lender requirements, lease terms, and financing options for Crown lease properties.

Financing leased land properties in Canada requires chattel mortgages and alternative lending. Learn what lenders accept, rates, and lease requirements.

Buying or refinancing a home with solar panels in Ontario? Learn which lenders accept solar properties, leased vs owned systems, and mortgage requirements.

Financing a multi-generational home in Ontario? Learn about co-borrower requirements, lender policies, income qualification, and legal considerations.

Discover Canadian multigenerational mortgage programs from TD, RBC, CIBC and credit unions. Learn about federal incentives, income qualification, and lender requirements.

Building an ADU or garden suite for aging parents in Ontario? Learn about HELOC financing, construction loans, government grants, and mortgage options.

Use WealthTrack’s Maximum Mortgage Calculator to estimate how much you can borrow for a home in Canada. Enter your income, debts, and down payment to see your maximum mortgage and plan your home purchase confidently.

Learn what makes up your monthly mortgage payment, including principal, interest, and amortization. Understand how factors like down payment, interest rates, and amortization period affect your costs and how to manage your payments effectively.

Learn how your mortgage payments are split between principal and interest with an amortization schedule. Track your progress, plan extra payments, and see how each payment impacts your balance and long-term savings.

See how small differences in mortgage interest rates—like 5% vs 6%—impact your monthly payments, total interest, and mortgage payoff. Use our calculator to compare rates and make informed decisions before committing to a mortgage.

Switching to bi-weekly mortgage payments can save thousands in interest and shorten your mortgage term. Use our calculator to see your potential savings and plan a faster path to mortgage freedom.