Wondering how much house you can afford on a $70K salary in Canada? In this 2025 guide, we break down mortgage estimates, affordability rules, and tips to increase your buying power.

Whether you're a first-time buyer, a long-time homeowner, or nearing retirement, understanding how to make the most of available tax incentives can lead to significant savings. Here are 10 practical tax strategies Ontario homeowners can consider to help reduce costs, grow equity, and build long-term wealth.

Whether you're thinking about helping your child avoid high rental rates, planning to turn the home into a long-term investment, or gifting the property down the road, here's everything you need to know to avoid unexpected penalties and make the most of the opportunity.

Transferring ownership of your home to your children is a deeply personal decision that often comes from a desire to help them get ahead financially, avoid probate, or manage your estate while you're still alive. In Ontario, however, gifting property is not as simple as handing over the keys. There are tax implications, legal considerations, and provincial rules that you need to be aware of to avoid costly mistakes.

In this article, we’ll unpack the essentials of granny flats in Ontario, focusing on their legal status, benefits, challenges, and what they mean for buyers, sellers, and real estate investors.

With rising housing costs and tougher mortgage rules in Ontario, more buyers and homeowners are turning to granny flats—also known as secondary suites, in-law suites, or basement apartments. These self-contained units with their own kitchen, bathroom, and entrance can add value, but are they always a selling point when listing your home?

Discover the key criticisms of Ontario’s Bill 108 (More Homes, More Choice Act). While aimed at easing housing shortages and boosting development, many argue it overlooks affordability, weakens local planning, and threatens long-term sustainability. Learn what this means for homebuyers, investors, and Ontario’s housing future.

In this article, we outline ten potential tax consequences that can arise in Canada when assisting your child with a home purchase—and why it’s so important to proceed with professional guidance.

Laneway homes in Ontario offer a smart solution to the housing shortage, especially in cities like Toronto. These secondary units face back laneways and are gaining popularity—but both renters and investors must understand the legal considerations.

In this guide, we’ll walk you through what makes a basement apartment legal in Ontario, how to register one, and what tenants and landlords alike should watch out for.

Comparing home prices “then” to “now” reveals far more than just numbers—it unveils how factors like interest rates, wage growth, government policy, population changes, and market psychology have all contributed to a housing environment that feels fundamentally different.

This article explores how young Canadians are affording homes in 2025, based on common financial strategies, real-world experiences, and broader economic trends.