The 3 Main Types of Life Insurance in Canada – Explained
Life insurance in Canada provides a crucial financial safety net for your loved ones, helping cover debts, funeral costs, and lost income. Though often overlooked, planning ahead offers peace of mind—so let’s break down what it is, who sells it, and which type might suit you best.
Bruce County - Your Ultimate Day Trip Destination Guide
If you're looking for an unforgettable adventure, filled with quirky historical sites, stunning lakeside vistas, and charming small-town vibes, look no further than Bruce County, Ontario. Nestled between the shores of Lake Huron and the Niagara Escarpment, this picturesque region is full of hidden treasures waiting to be discovered.
Your Guide to the Best Mortgage Broker CRMs in 2025
In 2025’s fast-paced mortgage market, every missed call or delayed follow-up can mean a lost deal. That’s why the best mortgage CRMs in 2025 are built to help professionals stay organized, engage leads at scale, and deliver an exceptional borrower experience.
Pros and Cons of Putting Less Than 20% Down for a Home in Canada
In Canada, 20% down is often seen as the gold standard to avoid mortgage insurance — but is it always the smartest move? For many buyers, putting down less can make more sense; here’s a look at the pros and cons.
Why Mobile Homes Aren’t More Popular in Canada – Surprising Facts
In a country where housing affordability is a hot-button issue, mobile homes, often touted as one of the cheapest housing options, remain a niche choice in Canada despite their low cost and flexibility. A mix of factors — from climate and culture to policy and perception — keeps mobile homes on the fringe of the Canadian housing landscape.
Mobile Home Ownership in Canada - Pros and Cons
As housing prices rise across Canada, mobile homes are gaining popularity as a more affordable alternative. This article explores the key pros and cons to help you decide if mobile home ownership is right for you.
How a Mortgage Affects Your Credit Score – Short and Long Term
Taking out a mortgage doesn’t automatically boost your credit score—it can both help and hurt, depending on how you manage it. Here's how a mortgage affects your credit in the short and long term.
Navigating Mortgage Renewal Anxiety in Canada: Tips to Ease the Stress
Mortgage renewal anxiety is common among Canadians due to fluctuating interest rates and rising costs. This article explores the causes of this stress and offers practical tips for managing the renewal process confidently.
5 Reasons to Refuse a Bank's Mortgage Renewal Offer
When your mortgage term ends, your bank may offer a renewal, but there are valid reasons to refuse and explore better options. Here are five key reasons why rejecting the renewal offer could benefit your financial future.
What Happens If I Don’t Renew My Mortgage? – Consequences Explained
Mortgage renewal might sound like just another routine financial task, especially after five years of regular payments. But for many Canadians, the decision to renew—or not—can have serious financial consequences. Whether you’re planning to sell, refinance, or simply unsure about your next move, failing to renew your mortgage properly can put you at risk of higher rates, unexpected penalties, and even legal trouble.
Mortgage Renewal Negotiation Tips for Canadians
Renewing your mortgage might feel routine, but it's actually a key opportunity to renegotiate and potentially save thousands—especially if you don’t accept your lender’s first offer. In this guide, we’ll share practical negotiation tips to help Canadians get the best possible deal at renewal time.
How Does Switching Mortgage Lenders at Renewal Work?
When your mortgage term ends, you're free to switch lenders—and many Canadians do so to access better rates or terms. This article explains how the process works, including key differences between standard and collateral charge mortgages, potential fees, and whether a new appraisal affects your mortgage amount.