This article breaks down what it means to switch lenders after pre-approval in Ontario, including when it’s possible, why you might want to, and how to do it without risking your homebuying timeline or approval status.

Let’s explore the pros and cons of each based on our own professional advice and the practical experiences of Canadian homebuyers and brokers.

In this guide, we'll walk you through the best mortgage lenders for self-employed borrowers and what you need to qualify.

This article explores how zoning issues and title complications can derail mortgage approvals on vacation properties, and what you can do to avoid costly surprises.

This article explores the specific mortgage and insurance challenges you might face when purchasing a remote or rustic cottage, and what you can do to prepare.

With proper planning, tapping into your home equity can be a smart, flexible way to afford a slice of Ontario’s cottage country—and enjoy both lifestyle and long-term appreciation.

This guide will walk you through what lenders actually allow when it comes to using rental income to qualify for a second home or cottage mortgage, especially in Ontario.

Seasonal and water-access-only cottages present unique mortgage challenges, but they’re not insurmountable. With the right strategy, experienced guidance, and realistic expectations, you can still secure the financing you need to make your cottage dreams a reality.

In Ontario and across Canada, mortgage brokers who understand and anticipate how inspection results affect the mortgage process are better equipped to guide their clients and protect their own business interests.

This article explores how VTB mortgages work, why they are advantageous for unbankable buyers, and what both vendors and purchasers should consider when entering into such arrangements.

When it comes to securing commercial mortgage financing in Ontario, many property owners and investors focus on the basics: property valuation, borrower credit, and income history. But an often-overlooked factor with outsized influence is lease structure.

As Canada continues to evolve its housing solutions, especially in affordable and modular living, understanding chattel financing is no longer optional—it's essential.