This article provides an in-depth look at how the inclusion of chattels affects real estate deals in Canada, covering key points such as pricing, commissions, tax implications, and legal considerations.

The distinction between chattel and fixtures is crucial for any real estate transaction. Items like kitchen islands, appliances, and light fixtures may seem like they should be part of the sale, but unless they’re explicitly mentioned in the contract, they could be considered chattel and excluded from the deal.

Chattel loan agreements are an essential tool for Canadians seeking to finance personal property, but it’s crucial to be aware of the stipulations that may be included in these contracts.

Understanding how credit card debt affects mortgage approval is key to navigating the mortgage process successfully. Here, we explore the different ways in which credit card debt can influence your ability to secure a mortgage in Canada, and how you can mitigate any negative effects.

A mortgage broker can provide expert guidance, access to a wider range of lenders, and personalized strategies to help you overcome the hurdles of bad credit. In this article, we'll explore how a mortgage broker can assist you in dealing with bad credit and securing a mortgage to buy a house.

If you’re planning to buy a house in the near future, start working on improving your credit today so that you can enjoy the benefits of a stronger financial foundation when it’s time to make that big purchase.

While your score may shut the door with big banks, it opens another with B-lenders or brokers who specialize in cases just like yours. As long as you can show stable income, a reasonable down payment, and low debt ratios, there is still a way forward.

If you're working with a mortgage broker, understanding how they interpret your credit score can help you prepare, position yourself better, and ultimately improve your chances of being approved for a mortgage.

In 2025, with the ongoing evolution of global markets and investment tools, the Couch Potato strategy remains one of the most popular and effective approaches for long-term investors. Below, we’ll explore the best Couch Potato investment strategies for 2025, outlining portfolio construction, optimal asset allocations, and why this approach is still so effective.

By carefully considering your options, you can use GICs effectively as part of a well-rounded investment strategy that suits your needs.

Understanding both the rewards and the risks associated with HISAs can help you make more informed decisions about whether they are the right option for your financial needs.

While an RRSP is a powerful retirement savings tool, it’s easy to make mistakes that can limit its effectiveness. By avoiding these common errors and following best practices such as staying within contribution limits, diversifying your investments, and reviewing your strategy regularly, you can maximize the benefits of your RRSP and set yourself up for a comfortable retirement.