Award Winning Mortgage Broker in Toronto

Get the Best Mortgage Rates and Advice in Toronto

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Trusted by Toronto – Hear From Our Local Clients

“David was fantastic to work with. We had worked with other brokers in the past, but none were as professional, knowledgeable, creative or easygoing as David. Most importantly, David got the job done despite our rather challenging situation. As first-time home buyers, we had a lot of questions, but David was always happy to help and prompt in his responses. We couldn't be happier with David's services and the mortgage we got. Highly, highly recommend David for all your mortgage needs!”

- Daria from Toronto

"David is the BEST mortgage broker we have worked with! He worked tirelessly to find us good rates in this crazy market. He’s also helped us understand how to get the most out of our investment properties and how to set up our financial future. We also bought life insurance through him, and he really understood our individual needs and offered solutions appropriately. David is wise, knowledgeable, professional, and warm. We have loved working with David and will look to him for all our future financial needs. I highly recommend!"

- Amy from Toronto

We Believe That Financial Success Starts With Great Advice

At WealthTrack, we specialize in a holistic approach to wealth for people who own and invest in real estate.

Our goal is to empower individuals and families in Toronto by crafting personalized financial solutions that suit their unique life stages and financial goals. We focus on the big picture with a long-term approach to financial success.

Your Mortgage Solutions in Toronto

  • Whether you’re a first-time homebuyer or looking to upgrade, we help you secure the best rates and options for your new home.

  • Refinance your mortgage to access lower rates, consolidate debt, or fund a renovation. We’ll guide you through maximizing savings and financial flexibility.

  • Looking to invest in Toronto’s real estate market? We offer financing options tailored to investment properties, helping you build wealth and optimize returns.

  • As your mortgage term ends, we work with you to secure competitive rates and terms that align with your current financial goals.

  • Switching lenders can offer access to better rates or terms. We’ll help you make a smooth transition to maximize your mortgage benefits.

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Connections to 50+ Lenders So You Get A+ Rates & Terms

Toronto Highlights: A Personal Perspective

Nathan Phillips Square

Toronto is a city of neighbourhoods — fast-paced, diverse, and full of character. It’s where global opportunity meets local community, and every corner offers something unique.

Here are my top three favourite things about Toronto:

  1. The Heart of the City — Yonge-Dundas & Nathan Phillips Square
    Downtown Toronto hums with energy. From skating at Nathan Phillips Square in winter to catching concerts and festivals in the summer, there’s always something happening. The mix of culture, architecture, and energy makes it the perfect snapshot of city life.

  2. Waterfront Views & Green Escapes
    The Toronto Waterfront Trail and Harbourfront area are perfect for a walk or bike ride along Lake Ontario. You’ll find peaceful parks, patios, and skyline views that remind you why so many people choose to live and work here. Whether you’re watching sailboats near HTO Park or catching a ferry to the Islands, Toronto blends nature with city life beautifully.

  3. Neighbourhoods with Personality
    Each community feels like its own small town — from the historic charm of The Distillery District and the trendy shops of Queen West to the cozy streets of The Beaches and the family warmth of Leslieville. There’s truly a fit for everyone, no matter your stage of life.

Toronto continues to grow and change, but what stays constant is its spirit — creative, connected, and full of opportunity. For those looking to build a life or invest here, the city offers endless potential.

 

Toronto’s Trusted Resource for Mortgage Education

We’re dedicated to making mortgage choices easy to understand—start here with our breakdown of your rate options.

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Try Our Mortgage Calculators

  • Your Home. Your Plan. Your Toronto Mortgage Expert.

  • Smart Mortgages Start with the Right Strategy.

  • Get Expert Advice for Your Next Move—Home or Investment.

  • Refinancing Your Mortgage in Toronto? Let’s Create a Plan That Fits.

Here’s What You Can Expect

  • Mortgage Meeting

    We'll Explain Everything

    We hope you like learning as much as we like teaching. We'll be in touch throughout the process.

  • Phone Us Anytime

    Here When You Need Us

    In real estate, only the banks work bankers hours. You can count on a call back from us. We promise not to bug you.

  • Getting Some Rest

    So You Can Sleep at Night

    Buying Real Estate can be stressful. We want you to actually enjoy the process.

Tailored Mortgage Solutions for Every Homebuyer

At WealthTrack, we specialize in providing personalized mortgage services tailored to meet the unique needs of each client, from first-time homebuyers to seasoned investors expanding their real estate portfolio.

Our dedicated team is here to guide you through every step, ensuring a seamless and successful mortgage experience.

David Pipe,
BBA, MBA

Advisor & Mortgage Broker

More About David Pipe

Borrow, Build, Preserve

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Get started by scheduling a free call with us. We’d love to hear from you.

Find out how this could work for you.

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No Commitment | No Pushy Salespeople | Talk with the Experts

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Licensed by

Recognized by

Member of