Award Winning Mortgage Broker in Waterloo

Get the Best Mortgage Rates and Advice in Waterloo

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Trusted by Waterloo – Hear From Our Local Clients

“David was an absolute pleasure to work with! He was incredibly knowledgeable and willing to take on a challenge. For someone with a unique mortgage situation, or even looking for a better rate than you can get with a bank directly, I would highly recommend him.”

- Cathy from Waterloo

“David was very responsive and professional in his approach. I was initially looking for guidance and advice which he was happy to provide - even if I didn't end up using his services. I would highly recommend him to others - he will advise you on what's best for you, even if that means he won't receive your business. This is hard to find in today's market!”

- James from Waterloo

We Believe That Financial Success Starts With Great Advice

At WealthTrack, we specialize in a holistic approach to wealth for people who own and invest in real estate.

Our goal is to empower individuals and families in Waterloo by crafting personalized financial solutions that suit their unique life stages and financial goals. We focus on the big picture with a long-term approach to financial success.

Your Mortgage Solutions in Waterloo

  • Whether you’re a first-time homebuyer or looking to upgrade, we help you secure the best rates and options for your new home.

  • Refinance your mortgage to access lower rates, consolidate debt, or fund a renovation. We’ll guide you through maximizing savings and financial flexibility.

  • Looking to invest in Waterloo’s real estate market? We offer financing options tailored to investment properties, helping you build wealth and optimize returns.

  • As your mortgage term ends, we work with you to secure competitive rates and terms that align with your current financial goals.

  • Switching lenders can offer access to better rates or terms. We’ll help you make a smooth transition to maximize your mortgage benefits.

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Connections to 50+ Lenders So You Get A+ Rates & Terms

Waterloo Highlights: A Personal Perspective

Waterloo Public Square

Waterloo has this amazing way of feeling forward-thinking and close-knit all at once. It’s a city built on education, entrepreneurship, and community — and that’s what makes it such a rewarding place to call home.

Here are my top three favorite things about Waterloo:

  1. Uptown Waterloo’s Heartbeat – King Street is the center of it all. From cozy cafés and patios to boutique shops and local markets, it’s where students, professionals, and families all cross paths. There’s always something happening — from live music at Waterloo Public Square to seasonal festivals that bring everyone together.

  2. Trails, Parks & Natural Escapes – Waterloo Park is a local favorite. Just steps from Uptown, it’s perfect for morning walks, picnics, or catching a sunset by Silver Lake. You’ll also find scenic trails connecting to the Laurel Creek Conservation Area, making it easy to recharge in nature without leaving the city.

  3. Education & Innovation at Every Corner – With both the University of Waterloo and Wilfrid Laurier University nearby, there’s an incredible energy that comes from being surrounded by ideas, ambition, and growth. Waterloo’s blend of academic and tech culture makes it one of Ontario’s most dynamic cities.

Waterloo is constantly evolving — but it never loses its sense of community. Whether you’re a first-time buyer, a growing family, or investing for the future, it’s a city that truly offers the best of both worlds.

 

Waterloo’s Trusted Resource for Mortgage Education

We’re dedicated to making mortgage choices easy to understand—start here with our breakdown of your rate options.

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Try Our Mortgage Calculators

  • Your Home. Your Plan. Your Waterloo Mortgage Expert.

  • Smart Mortgages Start with the Right Strategy.

  • Get Expert Advice for Your Next Move—Home or Investment.

  • Refinancing Your Mortgage in Waterloo? Let’s Create a Plan That Fits.

Here’s What You Can Expect

  • Mortgage Meeting

    We'll Explain Everything

    We hope you like learning as much as we like teaching. We'll be in touch throughout the process.

  • Phone Us Anytime

    Here When You Need Us

    In real estate, only the banks work bankers hours. You can count on a call back from us. We promise not to bug you.

  • Getting Some Rest

    So You Can Sleep at Night

    Buying Real Estate can be stressful. We want you to actually enjoy the process.

Tailored Mortgage Solutions for Every Homebuyer

At WealthTrack, we specialize in providing personalized mortgage services tailored to meet the unique needs of each client, from first-time homebuyers to seasoned investors expanding their real estate portfolio.

Our dedicated team is here to guide you through every step, ensuring a seamless and successful mortgage experience.

David Pipe,
BBA, MBA

Advisor & Mortgage Broker

More About David Pipe

Borrow, Build, Preserve

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Get started by scheduling a free call with us. We’d love to hear from you.

Find out how this could work for you.

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No Commitment | No Pushy Salespeople | Talk with the Experts

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Licensed by

Recognized by

Member of