Award Winning Mortgage Broker in St. Catharines

Get the Best Mortgage Rates and Advice in St. Catharines

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Trusted by St. Catharines – Hear From Our Local Clients

David is friendly and trustworthy. He takes the time to listen and I feel comfortable knowing that he will be handling my next mortgage.

- Daniel from St. Catharines

David got us the best deal for our new home! He met with us on our time and explained the details carefully. Would definitely recommend!

- Grant from St. Catharines

We Believe That Financial Success Starts With Great Advice

At WealthTrack, we specialize in a holistic approach to wealth for people who own and invest in real estate.

Our goal is to empower individuals and families in St. Catharines by crafting personalized financial solutions that suit their unique life stages and financial goals. We focus on the big picture with a long-term approach to financial success.

Your Mortgage Solutions in St. Catharines

  • Whether you’re a first-time homebuyer or looking to upgrade, we help you secure the best rates and options for your new home.

  • Refinance your mortgage to access lower rates, consolidate debt, or fund a renovation. We’ll guide you through maximizing savings and financial flexibility.

  • Looking to invest in St. Catharines’ real estate market? We offer financing options tailored to investment properties, helping you build wealth and optimize returns.

  • As your mortgage term ends, we work with you to secure competitive rates and terms that align with your current financial goals.

  • Switching lenders can offer access to better rates or terms. We’ll help you make a smooth transition to maximize your mortgage benefits.

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Connections to 50+ Lenders So You Get A+ Rates & Terms

St. Catharines Highlights: A Personal Perspective

FirstOntario Performing Arts Centre

St. Catharines blends small-city comfort with the best of Niagara living — rich culture, beautiful green spaces, and a growing sense of momentum. It’s a place where students, young families, and long-time residents all feel at home.

Here are my top three favourite things about St. Catharines:

  1. The Waterfront & Port Dalhousie: Port Dalhousie is one of the city’s gems — sandy beaches, marina views, and a relaxed boardwalk atmosphere. Whether you’re grabbing a coffee lakeside or catching a sunset at the pier, it’s a spot that never loses its charm.

  2. Vibrant Arts & Downtown Culture: Downtown St. Catharines has transformed in recent years, becoming a hub for music, theatre, and local food. From the FirstOntario Performing Arts Centre to indie cafés and weekend markets, there’s always something happening — and it still retains its approachable, community feel.

  3. Trails, Parks & Green Space: Known as “The Garden City,” St. Catharines truly lives up to its name. The city offers miles of hiking trails, lush parks, and easy access to the Bruce Trail and Short Hills Provincial Park. It’s the perfect blend of nature and neighbourhood living.

St. Catharines offers the best of Niagara: scenic views, thriving culture, and a strong sense of community — all while being one of the region’s most accessible and livable cities.

 

St. Catharines’ Trusted Resource for Mortgage Education

We’re dedicated to making mortgage choices easy to understand—start here with our breakdown of your rate options.

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Try Our Mortgage Calculators

  • Your Home. Your Plan. Your St. Catharines Mortgage Expert.

  • Smart Mortgages Start with the Right Strategy.

  • Get Expert Advice for Your Next Move—Home or Investment.

  • Refinancing Your Mortgage in St. Catharines? Let’s Create a Plan That Fits.

Here’s What You Can Expect

  • Mortgage Meeting

    We'll Explain Everything

    We hope you like learning as much as we like teaching. We'll be in touch throughout the process.

  • Phone Us Anytime

    Here When You Need Us

    In real estate, only the banks work bankers hours. You can count on a call back from us. We promise not to bug you.

  • Getting Some Rest

    So You Can Sleep at Night

    Buying Real Estate can be stressful. We want you to actually enjoy the process.

Tailored Mortgage Solutions for Every Homebuyer

At WealthTrack, we specialize in providing personalized mortgage services tailored to meet the unique needs of each client, from first-time homebuyers to seasoned investors expanding their real estate portfolio.

Our dedicated team is here to guide you through every step, ensuring a seamless and successful mortgage experience.

David Pipe,
BBA, MBA

Advisor & Mortgage Broker

More About David Pipe

Borrow, Build, Preserve

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Get started by scheduling a free call with us. We’d love to hear from you.

Find out how this could work for you.

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No Commitment | No Pushy Salespeople | Talk with the Experts

Reviewed by

Reviewed by

Licensed by

Recognized by

Member of