In this post, we will explore how inflation impacts both purchasing power and mortgage rates in Canada, and what that means for homeowners, homebuyers, and those looking to enter the real estate market in 2025.

This guide provides tailored mortgage advice for doctors in Canada, with insight into programs, lenders, and best practices designed to maximize your buying power while minimizing long-term financial stress.

In this guide, we’ll break down how projected income mortgage programs work in Canada, which lenders offer them, and how brokers can effectively navigate the process in 2025.

Let’s explore why mortgage preapproval doesn't guarantee approval, what the differences are, and how you can avoid common pitfalls that cause mortgage denials.

This article breaks down what it means to switch lenders after pre-approval in Ontario, including when it’s possible, why you might want to, and how to do it without risking your homebuying timeline or approval status.

Let’s explore the pros and cons of each based on our own professional advice and the practical experiences of Canadian homebuyers and brokers.

In this guide, we'll walk you through the best mortgage lenders for self-employed borrowers and what you need to qualify.

This article explores how zoning issues and title complications can derail mortgage approvals on vacation properties, and what you can do to avoid costly surprises.

This article explores the specific mortgage and insurance challenges you might face when purchasing a remote or rustic cottage, and what you can do to prepare.

With proper planning, tapping into your home equity can be a smart, flexible way to afford a slice of Ontario’s cottage country—and enjoy both lifestyle and long-term appreciation.

This guide will walk you through what lenders actually allow when it comes to using rental income to qualify for a second home or cottage mortgage, especially in Ontario.

Seasonal and water-access-only cottages present unique mortgage challenges, but they’re not insurmountable. With the right strategy, experienced guidance, and realistic expectations, you can still secure the financing you need to make your cottage dreams a reality.