Mortgage Tools & Calculators

Explore our range of mortgage tools to help you make informed decisions. From calculating affordability to comparing payment options, each tool offers unique insights.

To use a tool, click on a title below to be taken to a new page where you can input your details and get customized estimates.

These tools provide estimates only; for personalized advice, consult a mortgage professional.

Please note these tools are best used on desktop.

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While You’re Here, Check Out Our Latest Articles

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What's the Best Way to Use Your FHSA When Buying Your First Home?
mortgages
What's the Best Way to Use Your FHSA When Buying Your First Home?
mortgages

Should you use your FHSA, RRSP, or cash savings for your down payment? Learn how to build a smart down payment strategy in Ontario while preserving flexibility and maximizing tax benefits.

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When Should You Start Withdrawing from Your TFSA vs RRSP?
investing
When Should You Start Withdrawing from Your TFSA vs RRSP?
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Wondering when to withdraw from your TFSA or RRSP in retirement? Learn how timing affects taxes, OAS benefits, and your long-term retirement income strategy in Canada.

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Should You Downsize Before Retirement in Ontario?
mortgages
Should You Downsize Before Retirement in Ontario?
mortgages

Thinking about downsizing before retirement in Ontario? Learn the financial and lifestyle pros and cons, mortgage and tax implications, and how to decide if downsizing is the right retirement strategy.

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mortgages
Should Both Spouses Have Life Insurance in Canada?
life insurance
Should Both Spouses Have Life Insurance in Canada?
life insurance

Should both spouses have life insurance in Canada? Learn when each partner should be insured, how to protect your mortgage and family, and how to structure life insurance coverage as a couple.

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Pay Off the Mortgage or Invest? A Retirement Planning Framework for Canadians
mortgages, investing
Pay Off the Mortgage or Invest? A Retirement Planning Framework for Canadians
mortgages, investing

Should you pay off your mortgage before retirement or invest instead? Learn how to compare mortgage rates, investment returns, taxes, liquidity, and risk with this retirement planning framework for Canadians.

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mortgages, investing