Joint life insurance covers two individuals under one policy, providing financial protection for families. When one spouse passes, it triggers important financial, legal, and emotional decisions for the surviving partner.

Insurance premiums are determined through the collaboration of actuaries, underwriters, and adjusters, each playing a crucial role in assessing risk, setting fair prices, and ensuring appropriate coverage. Understanding their roles reveals the complex process behind determining insurance costs.

Life insurance is traditionally seen as a safety net, but some policies—like whole or universal life—are marketed as investment tools with cash value. This article explores whether they’re smart financial strategies or costly traps.

Life insurance provides financial security for beneficiaries, but claims can sometimes be denied, leaving them in a tough spot. Understanding the reasons for denials can help policyholders and beneficiaries navigate the process and avoid common mistakes. Here are 13 reasons Canadian life insurance companies may deny claims.

Life insurance offers financial security for a policyholder's family after their death. In Canada, beneficiaries must follow specific steps and understand the legal process to access the payout.

When someone passes away in Canada, the CPP Death Benefit offers a one-time, taxable lump sum to help cover funeral expenses. This article explains who qualifies, how to apply, and what documents are needed in 2025.

Life insurance in Canada provides a crucial financial safety net for your loved ones, helping cover debts, funeral costs, and lost income. Though often overlooked, planning ahead offers peace of mind—so let’s break down what it is, who sells it, and which type might suit you best.

If you're looking for an unforgettable adventure, filled with quirky historical sites, stunning lakeside vistas, and charming small-town vibes, look no further than Bruce County, Ontario. Nestled between the shores of Lake Huron and the Niagara Escarpment, this picturesque region is full of hidden treasures waiting to be discovered.

In 2025’s fast-paced mortgage market, every missed call or delayed follow-up can mean a lost deal. That’s why the best mortgage CRMs in 2025 are built to help professionals stay organized, engage leads at scale, and deliver an exceptional borrower experience.

In Canada, 20% down is often seen as the gold standard to avoid mortgage insurance — but is it always the smartest move? For many buyers, putting down less can make more sense; here’s a look at the pros and cons.

In a country where housing affordability is a hot-button issue, mobile homes, often touted as one of the cheapest housing options, remain a niche choice in Canada despite their low cost and flexibility. A mix of factors — from climate and culture to policy and perception — keeps mobile homes on the fringe of the Canadian housing landscape.

As housing prices rise across Canada, mobile homes are gaining popularity as a more affordable alternative. This article explores the key pros and cons to help you decide if mobile home ownership is right for you.