Setting Up a Trust Fund for a Child in Canada (5 Key Points)
Setting up a trust fund for a child in Canada helps secure their financial future, protect assets, and plan for key life milestones. Learn the 5 essential things Canadians should know—from tax rules to choosing the right trust type.
10 Potential Tax Consequences of Helping Your Child Buy a Home in Canada
In this article, we outline ten potential tax consequences that can arise in Canada when assisting your child with a home purchase—and why it’s so important to proceed with professional guidance.
A Guide to Renting Laneway Homes in Ontario
Laneway homes in Ontario offer a smart solution to the housing shortage, especially in cities like Toronto. These secondary units face back laneways and are gaining popularity—but both renters and investors must understand the legal considerations.
A Guide to Basement Apartment Legalities for Ontario Renters
In this guide, we’ll walk you through what makes a basement apartment legal in Ontario, how to register one, and what tenants and landlords alike should watch out for.
Home Prices in Canada – Then vs Now
Comparing home prices “then” to “now” reveals far more than just numbers—it unveils how factors like interest rates, wage growth, government policy, population changes, and market psychology have all contributed to a housing environment that feels fundamentally different.
How Young Canadians Afford a Home in 2025
This article explores how young Canadians are affording homes in 2025, based on common financial strategies, real-world experiences, and broader economic trends.
MERIX vs the Big 5: Who Offers Better Mortgage Rates in 2025?
In 2025, while the “Big 5” banks remain popular, many homebuyers are turning to MERIX Financial for its competitive rates and flexibility. Let’s compare.
New to Canada Mortgage Programs 2025: A Complete Guide for New Residents
This guide will walk you through the key mortgage programs available for newcomers, how to qualify for them, and what to expect in the Canadian home-buying process.
How Inflation Impacts Purchasing Power and Mortgage Rates in Canada
In this post, we will explore how inflation impacts both purchasing power and mortgage rates in Canada, and what that means for homeowners, homebuyers, and those looking to enter the real estate market in 2025.
Mortgage Advice for Doctors – 2025 Canada Guide
This guide provides tailored mortgage advice for doctors in Canada, with insight into programs, lenders, and best practices designed to maximize your buying power while minimizing long-term financial stress.
Projected Income Mortgage Canada – Broker Tips for 2025
In this guide, we’ll break down how projected income mortgage programs work in Canada, which lenders offer them, and how brokers can effectively navigate the process in 2025.
Why Mortgage Preapproval Doesn’t Guarantee Approval
Let’s explore why mortgage preapproval doesn't guarantee approval, what the differences are, and how you can avoid common pitfalls that cause mortgage denials.