Learn the pros and cons of borrowing from your life insurance policy in Canada. Fast cash access, tax benefits, and risks explained in simple terms.

Did you know you can access the cash value of your life insurance policy while you're still alive? Learn how Ontarians can use whole life or universal life insurance to withdraw or borrow money—plus the tax rules to watch for.

Had a heart attack? Learn how to get life insurance in Canada after a cardiac event, what affects approval, and which policy types to consider.

As someone who’s spent years working in the insurance world, I’ve seen plenty of claims denied — sometimes for reasons that could have been avoided, sometimes because of complicated policy rules. My goal here is simple: to help you understand the most common reasons term life insurance claims get denied in Canada, so you can protect yourself and your family.

Thinking of cancelling your life insurance policy? Learn how surrender penalties, fees, and tax consequences work in Canada — and what alternatives you may have.

This article breaks down what the executor actually has to do, how the process works in Canada, and what pitfalls to avoid — in plain, human language.

This article breaks down the key life insurance beneficiary rules in Canada to help you make informed decisions and avoid common pitfalls.

Discover smart ways to minimize estate taxes in Canada. Learn about capital gains after death, RRSP tax traps, probate avoidance, and inheritance tax strategies to maximize what you leave behind.

Discover the key differences between joint tenancy and tenants in common in Canada. Learn how each property ownership type affects probate, inheritance, and taxes in estate planning.

Protect your business and family with this essential guide to estate planning for Canadian small business owners. Learn about wills, tax strategies, succession planning, and more.

Estate planning is a crucial step to ensure your assets are protected, your wishes are honored, and your loved ones are taken care of after you’re gone. Whether you’re just starting out or reviewing an existing plan, understanding the nuances of estate planning in Canada can save time, money, and stress for you and your family.

Discover how a living trust can help you avoid probate, maintain privacy, and protect your assets during incapacity. Learn why living trusts offer a flexible, efficient way to manage your estate and ensure your loved ones inherit smoothly. Ideal for anyone looking to simplify inheritance and estate planning.