Why Ontario Cottages Always Make Great Investment Properties
If you’ve ever spent a summer weekend paddling across a still lake or sitting by the fire under towering pines, you know there’s something timeless about Ontario’s cottage country. But beyond the nostalgia and the loons calling at dusk, there’s another enduring truth: Ontario cottages have always been smart investment properties.
10 Forms of Parental Assistance to Help Your Kids Get Ahead
Parental assistance comes in many forms, from financial gifts to practical support, and the best option depends on your family’s circumstances and long-term goals. Here are 10 common ways parents can help their children succeed, both during challenging times and when resources are more plentiful.
Vendor Take-Back Mortgages in Ontario: How They Work
In this article, we’ll break down what a Vendor Take-Back mortgage is, how it works in Ontario, the benefits and risks involved, and key considerations for both buyers and sellers.
What To Do With Investment Property When Retired
Wondering what to do with investment property when retired? Explore options for income, selling, or helping your kids buy their first home.
How Capital Gains Tax Affects Real Estate Sales in Ontario
Learn smart ways to reduce or defer capital gains tax when selling, gifting, or transferring real estate in Canada. Protect your wealth with expert planning.
The Executor's Role When It Comes To Real Estate in Ontario
This guide explains what executors need to know about handling real estate in an Ontario estate, their key duties, legal requirements, and tips for managing the process smoothly and responsibly.
How Probate Fees (Estate Administration Taxes) Work in Ontario
Probate fees in Ontario, known as Estate Administration Tax, are 1.5% on estate values over $50,000. This tax applies to real estate, bank accounts, and other assets and is paid by the estate before distribution. Learn how probate works and ways to minimize fees legally.
Probate and Real Estate Assets in Ontario – Explained
Wondering how probate affects real estate in Ontario? Our guide explains everything you need to know about probate, estate taxes, and how to handle property in your estate plan—plus tips to minimize fees and avoid costly mistakes.
Best Way to Inherit a Home in Ontario - 5 Quick Tips
Decisions made now can have major tax and legal consequences down the road. Below are some common options, along with their pros and cons, when it comes to passing a home between generations in Ontario.
10 Sensible Tax Strategies for Ontario Homeowners
Whether you're a first-time buyer, a long-time homeowner, or nearing retirement, understanding how to make the most of available tax incentives can lead to significant savings. Here are 10 practical tax strategies Ontario homeowners can consider to help reduce costs, grow equity, and build long-term wealth.
Buying a House for Your Child to Rent – Rules & Considerations in Ontario
Whether you're thinking about helping your child avoid high rental rates, planning to turn the home into a long-term investment, or gifting the property down the road, here's everything you need to know to avoid unexpected penalties and make the most of the opportunity.
Gifting Your Home To Your Kids – Rules in Ontario
Transferring ownership of your home to your children is a deeply personal decision that often comes from a desire to help them get ahead financially, avoid probate, or manage your estate while you're still alive. In Ontario, however, gifting property is not as simple as handing over the keys. There are tax implications, legal considerations, and provincial rules that you need to be aware of to avoid costly mistakes.