David Pipe David Pipe

Why Ontario Cottages Always Make Great Investment Properties

If you’ve ever spent a summer weekend paddling across a still lake or sitting by the fire under towering pines, you know there’s something timeless about Ontario’s cottage country. But beyond the nostalgia and the loons calling at dusk, there’s another enduring truth: Ontario cottages have always been smart investment properties.

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David Pipe David Pipe

10 Forms of Parental Assistance to Help Your Kids Get Ahead

Parental assistance comes in many forms, from financial gifts to practical support, and the best option depends on your family’s circumstances and long-term goals. Here are 10 common ways parents can help their children succeed, both during challenging times and when resources are more plentiful.

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David Pipe David Pipe

How Probate Fees (Estate Administration Taxes) Work in Ontario

Probate fees in Ontario, known as Estate Administration Tax, are 1.5% on estate values over $50,000. This tax applies to real estate, bank accounts, and other assets and is paid by the estate before distribution. Learn how probate works and ways to minimize fees legally.

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David Pipe David Pipe

10 Sensible Tax Strategies for Ontario Homeowners

Whether you're a first-time buyer, a long-time homeowner, or nearing retirement, understanding how to make the most of available tax incentives can lead to significant savings. Here are 10 practical tax strategies Ontario homeowners can consider to help reduce costs, grow equity, and build long-term wealth.

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David Pipe David Pipe

Gifting Your Home To Your Kids – Rules in Ontario

Transferring ownership of your home to your children is a deeply personal decision that often comes from a desire to help them get ahead financially, avoid probate, or manage your estate while you're still alive. In Ontario, however, gifting property is not as simple as handing over the keys. There are tax implications, legal considerations, and provincial rules that you need to be aware of to avoid costly mistakes.

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