Emily Roe Emily Roe

Baby Steps to Financial Security: A New Parent's Guide

As you embark on this exciting journey of parenthood, it's natural to focus on the financial factors that come with raising a child. But one thing you may not consider during this time is how crucial it is to start preparing for retirement. In this guide, we'll explore key financial considerations that will help your family lay the foundation for a resilient financial future.

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Emily Roe Emily Roe

How to Financially Prepare for Changing My Job?

Canadians, on average, have 15 different jobs in their lifetime. Is it time you enter a new chapter in your professional journey? Before making the final leap, you should review your financial situation. In this article, we'll delve into the personal financial considerations you should prepare for, such as retirement planning, life insurance, and crucial considerations for those approaching mortgage renewal - to ensure a smooth transition to the next chapter of your professional journey.

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Emily Roe Emily Roe

Good vs Bad: How to Recognize a Great Mortgage Broker from the Rest

Are you looking to buy a home in Ontario? If you're considering a mortgage, working with a good mortgage broker can help you save money, time, and stress. But how do you know what a good mortgage broker looks like from a bad mortgage broker? In this article, we will compare the characteristics of good and bad mortgage brokers and provide five tips for how to select the best mortgage broker for you.

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Emily Roe Emily Roe

Is My Work Insurance Enough?

Are you in the process of reviewing your life insurance plan provided by your work and feeling unsatisfied with the limited coverage it provides? Do you wonder why paying for private coverage makes sense when you have group coverage through work? Let’s evaluate the pros and cons of private and group life insurance (through your employer) and when you should and shouldn’t get private life insurance. Be sure to also check out our free cheat sheet and common Q&A’s about life insurance at the end of this article to ensure you are on the right track for your next steps in securing a stable future for yourself and your loved ones.

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Emily Roe Emily Roe

How to Avoid Mortgage Rate Renewal Shock

Are you one of the many Canadians renewing your mortgage in the next few years? Maybe you got a great deal a few years ago but are worried about how the rise of interest rates may affect you. At WealthTrack, we help break down the facts to help you be proactive in mortgage management.

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David Pipe David Pipe

Why You Shouldn’t Always Trust Social Media Influencers

The internet is an incredible place filled to the brim with facts, figures, reports, and opinions. It provides a whole world of information right at our fingertips, giving us access to knowledge unlike any generation before. However, to successfully navigate those abundant resources requires some critical thinking.

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Kim Fowler Kim Fowler

What Is Underwriting in Life Insurance?

Life insurance underwriters determine each applicant’s risk and create a life insurance policy accordingly. There are steps you can take to prepare for the underwriting process and get the best life insurance policy possible.

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Kim Fowler Kim Fowler

How to Effectively Use Your TFSA and RRSP

TFSAs and RRSPs are both valuable tools within Canadian personal finance, but they function a little bit differently. Learn how to optimize both your TFSA and your RRSP to streamline your personal finances.

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David Pipe David Pipe

Why Emotions Have No Place in Investing

We explore why emotions have no place in investing. The topic of emotional investing is a difficult one since we are all prone to react with strong emotions when it comes to our money and how we use it.

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Kim Fowler Kim Fowler

What Should I Do with My Tax Refund?

Learn how to leverage your tax return and use those funds strategically to protect yourself, grow your wealth, and work towards your financial goals.

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David Pipe David Pipe

Life Insurance on Your Children

Life insurance for your child might not be on the top of your mind when you’re in the midst of feedings and diaper changes, but it’s well worth looking into the pros and cons and deciding whether it’s the right choice for you and your family.

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Kim Fowler Kim Fowler

Everything You Need to Know About TFSAs

You’ve likely heard of a Tax-Free Savings Account (TFSA), but maybe you’re not entirely sure how to incorporate it into your financial planning. No need to worry – we've got you covered.

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David Pipe David Pipe

What Type of Life Insurance is Best?

There are many types of life insurance available to Canadians, but which is the best for you? Read on to understand more about Term Life insurance, Permanent Life insurance (including Whole Life and Universal) and download our free insurance cheat sheet

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David Pipe David Pipe

How to Finance A Century Home

Century home mortages can be as unique as the homes themselves. Learn more about how to choose your century dream home and how to avoid some financing mistakes that can cost you thousands.

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